Christmas wrapping, tags etc $15.00
Boys' teacher gifts $40
Gift exchange at work, student treat bags and contribution to class pot luck $100
Christmas mass offering $20
Christmas meal contribution $60
Gifts for spouse and boys and parents, including stockings $1400
Total: $1635
Too high? yup
Budgeted? nope
on Credit card? yup
do it this way again next year? Not a hope!!!
reality check....
- 1.5 x my mini emergency fund
- equal to about 3 of my personal loan payments
4 comments:
oops... start saving a bit now for Christmas if you can. Maybe label a coin jar "Cash Christmas" You may find a few hundred for next year!
Hope 2009 brings you a step closer to financial freedom.
I have started a Christmas savings for $2009. My goal is $1000 and I am going to tuck away $100 barring anything monumental happening in my world. It will be great to have that money, there, to use, and not have it go on my Mastercard.
OUCH! For $15 you can buy cards, gift wrap, tags, more than you'd ever need if you can get to Target on their 90% off sale. Check my post here for the site I watch to see when Target goes to 90%. I came over to visit your blog because you visited mine and left a comment. Thanks and Happy New Year!
LOL Ms accoutability. Sadly in Canada we don't have a Target and our prices are often quite a bit higher than the US. Thanks for stopping by.
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