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Saturday, January 26, 2019

RRSP plummet

I got my statement for the end of 2018 for my RRSP portfolio. It was sitting at $15 814 previously in 2018.

Not impressed at the new number of $14 262. That's a drop of over $1500. It's lower than it was this time last year.


I feel like I am saving for nothing.

This does not include the $1500 that I just added for 2018 at the start of 2019.

Most frustrating.

Wednesday, January 9, 2019

A new addition

Things were tough over Christmas with mom and my cat gone, and my son in Europe. The house was just empty. We had talked about getting another pet and waffled about the when and the how.

DS2 was determined to get one from the shelter and one that was older, or had been there a long time. He also said that statistically, black cats were the least adopted.


Come home yesterday from the city for my infusion and I was curled up on my bed scrolling through Facebook. I saw the  ad from the Humane Society for one of their residents. Two years old this summer and he's lived his whole life in a cage there.

I messaged my husband and said "can you pick me up something on your way home from work?"

Sure, he said. So I sent him the post about the cat.

I was prepared for him to say no, as usual.

He said, "I'll meet you there"

Apparently he and DS2 had been talking for a few weeks about getting me a new pet.

I cried the whole way over, so happy to get a pet.

It was so sad there. So many pets without homes. So many pets living in cages. Broke my heart.

We did the paperwork and homeward bound we were with our new family member.

He is a gorgeous all black cat and is curled up on the couch between me and DS. He rode well in the car and we spent about 15 minutes in my room with him getting him used to the space, smell and sounds and then let him wander around.

The first thing we did after that was facetime DS1 and his gf so they could meet the new family member. They are so excited.

I slept better last night than I had in weeks, knowing there was a furry family member in the house.


Friday, January 4, 2019

RRSP

I had the money set aside for months but never got a chance to go in to the bank to get it added on.

I made myself just go do it today and get it off my list of things to do. Sometimes the only moment we have is the one available right now.

While not much, $1500 has been added to RRSP and will give me a wee bit of a benefit come tax time.




Thursday, January 3, 2019

Where the money stands

as of January 3rd

Debt

Mortgage - $6623.79
College LOC - $14 199.91

Total Debt - $20 823.70


Savings/Planned Spending

TFSA/EF - $9200
RRSP -$15 814
TFSA 2019 - $100 
Plates 2019 - $700

Wednesday, January 2, 2019

Here's to 2019

"Start the year like you want to finish it"

I've heard that quote before, or versions of it. I truly hope not. I had the flu New Year's Day. Lots of nausea and vomiting and all kinds of fun stuff. Let's hope the 1st was just to get it off my list.

It's no secret that 2018 had far too many downs and few ups.  I would like to say that 2019 will be all sunshine and roses but I know better now. My innocence for those sorts of things is gone. I know that it is unlikely I will have a dad throughout all of 2019. I know other things will come up. Changes and tough moments that test my character, my patience and my emotions. So many things beyond my control. And some that are. 

So here is my list for the year.

Bonjour 2019.