October change

Seemed to be a big month for toonies and loonies

1 roll of toonies
2 rolls of loonies

$100 was put towards the college LOC

Where the money stands

as of October 3rd

I seem to have missed completely my September one.

Debt

Mortgage - $7660.01

College LOC - $16 500

Total Debt - $24 160.01

Savings/Planned Spending

TFSA/EF - $8200

RRSP -$15 814

XMAS 2018 - $700

TFSA 2018 - $800

RRSP 2018 - $1500 (goal met)

Plates 2018 - $1000

I am really hoping to get my College LOC under $15 000 by end of year.

September change

I had the change, I swear I did.

Then we were hosting a volleyball tournament at the school and the float we are given for the canteen is never enough of the right denominations. If you have a couple people come buy with $20 bills, your change goes quickly away.

 So I took my toonies and loonies (and some $5s I got from the bank, and VOILA! when the canteen was low, I had money to swap out to save the day.

So I did not take my change to the bank for my monthly change visit. I took 6 - $20 bills instead.

My 'change' for the month goes towards my TFSA and I am hoping to actually ADD to it this year.

and it's October

Thank you to all of you who sent messages.

I am just...……...off.  Not feeling myself in all parts of my world. Work. Home. Family. Money. Emotions....the whole package.

I am trying to find me. Seeing a counsellor. Debating taking time off work. Trying to look for positives. 2018 has really put my world off kilter and I sure hope I find balance again soon or it's a whole calendar year I have wasted.

Life is too short to not be happy and not LIVE life.