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Thursday, October 14, 2010

Smackdown! on that vehicle loan

In the far corner, an ominous but compact white SUV, great for hauling kids and hockey and gear and fantastic on snow and ice, weighing  in at $19 721.73, is VEHICLE LOAN.

And in the near corner, with glorious red tresses that don't behave most days, sparkling blue eyes and a distinctive laugh, weighing in at.................too damn much  and ... NYOB :-) is jolie.

Now VEHICLE LOAN has been tag teaming with INTEREST to fight jolie at every opportunity. INTEREST has been biting away at jolie repeatedly, starting with almost $200 a month.  Point for VEHICLE LOAN.

Jolie counter attacked with  a second full jab each month, picking away at INTEREST's stamina bit by bit until it's $60 less  a  month now. That means more hits to VEHICLE LOAN's principal. Point for Jolie.

Feeling a resurgence of energy, spurred on by maxing out her CCP and EI contributions and a whack of snowflakes, jolie hits VEHICLE LOAN with a one, two! extra payments this month, pounding 2 extra months off the end of the loan.

VEHICLE LOAN is now due to be finished in Oct of 2013 instead of June of 2014 if there are no more extra rounds by jolie.

but extra rounds there will be!!

Jolie laughs wickedly, tosses her hair and cape over her shoulder, and climbs out of the ring to go to work.

10 comments:

Auntie April said...

I loved they way you worte this post jolie! The game announcer tone of it made me giggle and want to read more. Congrats on doing a great job of chipping away at that loan too. :)

krystalatwork said...

Congrats on being able to put down more on your vehicle loan! :) I need to do the same as well. My goal this year was to put 3 extra payments towards my car loan, but so far have only been able to put down 1.

Sharon said...

This is funny! Great job! Have you tried a re-fi? We just got one from our credit union at 2.74%. Because interest is low, we can tackle it sooner rather than later. It's about the same amount as yours!

Debt Free Girl said...

Awesome!!

Kick that VL's A$$!

Anonymous said...

great post! it feels just like this a lot of the time, doing battle with debt. every extra payment helps!

Jane said...

And the more you smackdown that loan the stronger you will get and that loan will just get weaker and weaker until WHAM - KNOCKOUT and round to JOLIE!! Wheeeeee!!

its me, sam said...

Too funny!

Jessica Fletcher-Fierro said...

Nice!

Girl Makes Cents said...

Hehe this post made me smile :) You smackdown that VL!! Knock it out!!
Jo-lie, Jo-lie!!

Serendipity said...

You are doing so good! Keep knocking that debt down girlie. :)