November change

 Happily it was a productive month for change.

Total of $100 which was placed on the Line of Credit.

• 1 roll of toonies - $50
• 1 roll of loonies - $25
• 2 rolls of quarters - $20
• 1 roll of dimes - $5

RRSP update

Among the pile of mail that came last week while I was distracted with Parent Teacher Interviews, was my RRSP update.

The last time I updated, my balance was sitting at $11 563.99.

I was excited to have it back over 10 grand, though I do realize that 10 won't take me very far when I finally get around to cashing it that in.

After my July update, I added $1500 to my account. That would bring it to $13 036.  My statement shows that I am sitting at $13 473.14. This is a gain of $400 over the past quarter on my Canadian bonds and dividends.

I haven't changed the proportion of my investments since I started. I really am not 'in the know' on this sort of thing. I am not a risk taker and I don't have a ton to play with. Or a ton of time.

Now onwards to saving towards next year's wee goal.

Checking in

Thank you to those of you who messaged or comments asking how I was. It's good to be remembered.


I have been in a state of meh.

Healthwise things aren't good and aren't bad. I have to carefully monitor when I eat in relation to how far I have to drive and will I be able to get to the bathroom. Accidents still happen. 

 I give everything I have in my power supply to work and come home and literally sleep til morning.  I knew that was what was happening but didnt' really REALIZE it, if that makes sense.  There's been a lot of soul searching on "can I do this for 8 more years of work" or "Do I want to?"    I am missing out of life but then again one does need an income and benefits. The students aren't suffering. I really do give it all there.

I finally met with the neurologist to go over the MRI results from the summer and find out what the small 'anomaly' is.   Know what it is? nothing. zip. nada. The person who read it (to get my cleared for my infusion drug) did not know how to properly read them. The neuro had been on 2 weeks holidays then. He said I am fine. No lesions or growths or clots.  I asked him if the tests that had been done would show if I had MS. He said absolutely and I am clear. He even went on to say that this new drug I am on for colitis is very powerful and is also a sister to a new drug coming out for MS so in his words I am 'doubly protected'.

Very good news.  A wasted trip to the city. But very good news. 


I have a meeting in a couple weeks with our professional board to go over options.  What does long term leave look like? Do I qualify? How does it affect pension? What kind of documents do I need? etc.

It would just be so much easier if I felt better.

My father isnt' great. His heart is having troubles and he had to have a urinary track surgery delayed as his heart wasn't strong enough.

Sister 3 isnt' great. Her struggles with mental illness are incredibly difficult and her husband has been off work the past few weeks as we are concerned about her being left alone.  Tough conversations there.

Sister 1 with MS is experiencing her "I am not at the lake" blues. The lake is so liberating for her. She can get on her scooter and go visit all kinds of people.  She is much more limited at home. A lot more energy expended to get to garage to vehicle to go somewhere. I am not sure how much longer she will be driving.

You know.....things like that :-)

Thank you all for caring.

Where the money stands

as of Nov 12th

Debt
Mortgage - $15 334.38
College LOC - $13 395.54

Total Debt - $28 729.92



Savings/Planned Spending
TFSA/EF - $8200
RESP - $ all gone
RRSP - $13 473
Summer 2016 - all gone
Back to School - all gone
XMAS 2016 - $1500
Plates 2017 - $300

Indulgence

(post title inspired from Sharon at Midlife Mom Musings)

I set aside money each month tagged 'household'. It's not much. $50. Quite frankly it often goes to something else. It's one of my least successful categories.

I actually spent money from it this month ( ok last month).  I ordered a new comforter set off amazon.  I have looked at this set for over a year and finally just hit 'order'. 

It arrived yesterday. The blue isn't as blue as the picture shows. Almost has a greenish tinge to it. I am ok with that, mostly.  And we burned the box it came in as we had a fire in the firepit this afternoon.

I haven't had a new comforter for our room since July of 1999. It was a dark blue with all those celestial symbols that were so popular at the time. I don't think it cost much. It certainly has had it's money's worth.

I figured that after 16 years I could let myself have something, instead of just for the kids.

this is the pic from amazon. My room isn't nearly as nice.

DH said "It looks like a hotel in here." I am going to take that as a compliment.