Where the money stands

as of Feb 5th

Debt

Mortgage - $10 384.93

College LOC - $20 393.42

Total Debt - $30 778.35

Savings/Planned Spending

TFSA/EF - $8200 
RRSP -$15 351

Back to School 2018 - $200

XMAS 2018 - $200

TFSA 2018 - $400

RRSP 2018 - $1500 (goal met)

Plates 2018 - $0

January is always a month that makes me feel energized, money wise.

I have met my goal for RRSP 2018.

I added change for Back to School.

My goal for 2018 was to pay down $1500 extra on my LOC. I managed to do $450. I know that Jan is a month before new bills happen and surprises, or I feel de-energized, so I don't expect to do that much every month. Was a nice start though. 

I hope to be below $30 000 (again) for my March 'where the money stands', but I never try to plan, or Murphy will come knocking.

My next goal will be for vehicle plates (insurance). If the boys manage to be able to pay their own for the first time, then I can redirect that saved money to another purpose.