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Sunday, May 11, 2014

New wheels = new debt

I tapped back into my LOC when I was buying DS2's car.  I wrote a cheque for the car, then went home and transferred that amount from my LOC to my chequing account.

I will say this for SGI ( our provincial insurance), they are very quick at processing. I had the cheque for the payout of the old car, in my mailbox before the week was out. That went straight to the bank and I applied it back to my LOC. Remaining balance - $2000.

I will have to halt my funding of my savings/planned spending schedule to redirect the cash to the LOC until I have it paid off.

I dislike that all this has happened, but I know his accident was completely unavoidable. Darn icy roads.

I am grateful that I have this LOC to access for emergencies.

3 comments:

Saskatchewan Savings said...

You will be able to tackle that $2000 in no time considering how much you've paid off before. Just a few snowflakes and it'll be gone!

I'm really sorry your son got into an accident, but I'm glad he's okay.

Jane said...

A difference of $2,000 isn't too bad. Did it affect your insurance at all? I had a minor fender bender a couple of months ago, duly reported it to my insurance company, didn't bother with repairs to my truck as it was just a scrape and it's an old truck but haven't heard anything regarding an increase, in fact the deduction was the same again this month. I wonder what that means. Did the other person not report the damage on their car?? Why not as it wouldn't have cost them anything. it's a mystery and I'll just let it lie for now.

Jolie said...

Thanks ladies. It will affect DS2's insurance to the tune of a $125 penalty. This penalty will time phase out of his record if there are no more infraction.