Debut

I've been reading debt blogs.....errr....'personal finance blogs' for a few months now. I've been TRYING to create a workable budget for years now but it's nothing I seem to be able to stick with.

Am I horridly in debt? not as bad as some of the blogs I've read, more in debt than others.......so yes the debt is there and needs to go away! I'm a high end of 30s mom of two, married and really wishing that I could make the money work smarter for me.

We are a separate account family which works but does not. This status won't change but perhaps how I can allocate the money can make things run smoother for us. Money is always an issue....quite unhealthy to be honest but that would be the focus of a whole different blog :-}

My goal with this blog is to perhaps create a venue for expression, reflection and change.

Time for organization, control and change (no pun intended) .