September change

My change for September was rather predictable but nevertheless, appreciated.

$100

• 1 roll of toonies - $50
• 1 roll of loonies - $25
• 2 rolls of quarters -$20
• 1 roll of dimes - $5

It goes towards my TFSA 2018 goal

Review of September goals

I am always taken aback at how intense the school year is.  Already feel so far behind.

Here is  a review of my September goals:

• continue with Weight Watchers and my new little blog documenting the journey. Sticking with the program, theoretically I could lose 4 lbs in the month ( 1 per week) so that would be nice to achieve (Super successful. I lost 8 lbs this month. I owe it to WW, walking, a lot of NOs and the wonderfully supportive folk who are following my weight loss blog and keep me going)

pack lunches for school. Means preplanning but it will ensure I stick with WW. It also will keep me from venturing to the school cafeteria and eating more than I need to. Great food there. (super successful. packed a lunch every day)

• Squeeze in at least 5 walks a week. Harder to do in the morning when I am at work before 7:30 and sunlight is getting less and less. Hard to do in the evening when I come home bagged from work. They make me feel so good so I had better find a way (success. miss my morning walks. soon it will be dark when I get home by 6. and cold. and snow. need a plan b)

Plan suppers. DS2 is home for some and with friends for others. I have asked him to give me a general idea so that I can plan for the bigger meals when he is here. We eat lighter when he is not. (success. having a plan makes me panic less when I get home and helps keep me from shoveling in food)

Read 1 book. Have to find my bliss (totally did not happen)

Try to use my evening time for more than collapse in bed early, exhausted and fall asleep watching Netlfix. (Success. losing weight and moving more has shockingly given me more energy. I know.....voodoo.  

Appreciate the outside time while it is nice enough to enjoy (I have appreciated every moment of this fall weather knowing what is coming)

woosh there goes the $

In the busyness of this past first week of school came a phone call from DS1 down the in US.

He came out to head to campus and one of his tires were slashed.  Hopefully just random and not because he has out of country plates on his vehicle.

Thankful for CAA membership that is compatible in the US.  He called. They came and towed him to a repair shop that has been very good to him during his year down there.  The tires on his vehicle are a pain to match and all four had to be replaced. We had figured this on our end so it didn't come as new info surprise to us.  DS2 has the same Jeep and I had to do this in the spring for him.

Insurance won't cover this. We made some initial calls and our insurance up here said no.

So DS1 now has four brand new tires that hopefully will be slash safe.


The cost to mama $657 US

Where the money stands

as of September 5th

Debt
Mortgage - $12 056.44
College LOC - $22 193.51

Total Debt - $34 249.95



Savings/Planned Spending
TFSA/EF - $8200 
RRSP -$13 851 + $1500 added
Back to School 2017 - $300
XMAS 2017 - $1100
Plates 2017 - $1200
Summer - $500 (being redirected to my trip to see DS1)

slowly like a turtle the debt goes down 

September Goals

It's a gorgeous September long weekend here and I am savouring every minute of it. DS2 headed off to go whitewater canoeing on the Churchill River. He's been going every year since he was 14...first with adults to teach and guide, and now he and his buddies go on their own. I love that this time with nature is such an important part of his life.

I had an amazing 3.5K walk this morning. Between the amped up colitis meds and a wee bit of other treatment, I felt safe...ish. Loved the birds and the fresh air and the smells of different breakfasts as you go by.

The dollar is up so I am headed to the bank with the college portion of my August paycheque to convert those to US dollars. Every little bit counts. I hadn't realized that if I converted and kept it in the US dollar account I got a better rate than if I went in and got the US money in cash.

I am not quite ready in my classroom so I am off to the school as well to put in about 3 hours just to finish putting things away and get the papers ready for the first week of school. Being preplanned and preorganized is critical to first week survival.

I was hoping for a nice little fire in my back yard last night but most of the province is under a fireban due to the incredibly dry conditions. Totally understandable.

My goals for September are fairly basic, as heading back to work is a big change.

• continue with Weight Watchers and my new little blog documenting the journey. Sticking with the program, theoretically I could lose 4 lbs in the month ( 1 per week) so that would be nice to achieve
• pack lunches for school. Means preplanning but it will ensure I stick with WW. It also will keep me from venturing to the school cafeteria and eating more than I need to. Great food there. 
• Squeeze in at least 5 walks a week. Harder to do in the morning when I am at work before 7:30 and sunlight is getting less and less. Hard to do in the evening when I come home bagged from work. They make me feel so good so I had better find a way
• Plan suppers. DS2 is home for some and with friends for others. I have asked him to give me a general idea so that I can plan for the bigger meals when he is here. We eat lighter when he is not.
• Read 1 book. Have to find my bliss
• Try to use my evening time for more than collapse in bed early, exhausted and fall asleep watching Netlfix.
• Appreciate the outside time while it is nice enough to enjoy

Have  a great day everyone!