Another woman in the group responded, “Hey, I like the game. I love seeing how much I can save each month. It feels like a win!” So which camp do you fall into?I am frugal by no means. I admit to that. Here was my repsonse to her questions.
a) I don’t even want to think about it,
b) I love the game,
c) I have no choice.
I spent many a year in the ‘I don’t want to think about it” category. Far, far too long. The stress that would eat at me during money need moments was horrid. Even then I did not stop and TRY to do something about the money I had flowing through my fingers like water. crazy woman.
Now I am in the ‘aware’ and ‘careful’ group with my money. I know where all my dollars go. I am beginning to understand how I can make money work to my advantage on loans/interests. I WANT money leftover each month. There is a let down if there is not. I have goals and plans for the money..to save…to eliminate debt.
There are times though when I get frantic. The to do list of what I should have been doing all along grows exponentially. RESPs, RRSPs, Saving for a new auto, Saving for house repairs. Savings for new appliances. Emergency Savings. Mortgage. loans. Lions, tigers and bears, OH MY.
Those moments cause me stress and I have to step back and know that right now, I am doing the best that I can. I cannot change the past 39 years of my life. I just can’t. I can guilt myself and regret myself to death but it won’t change those years. I am working on finding contentment with what I know now, and what I continue to learn, thank in no small part, to the catalytic impacst of Gail in my life.
It was a good, thought provoking question. Where do you fit?
2 comments:
I agree with you, but I fit into the - I have no choice. Or at least I feel that way. I am frugal and always have been, but I with a man who thinks we should enjoy life because we only have one time around. Alas, this causes major debt issues. The lifestyle change is tough, but I do feel it is worth it in the end.
We definitely have to be 'frugal'. We're a family of 6 living on one income which isn't grand. ;) However, i'm MUCH better with our money than we used to be... I think having a budget is easier and actually more "freeing". Its nice to know there's money set aside for when we need it too. :)
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