It seems like just yesterday, or rather October, that I uttered these words: "I no longer have a credit card balance". October 25th to be precise. I celebrated. I rejoiced. Perhaps even a wee bit of gloating. And then the following month I had a five day away in the city for my son's hockey and BOOM it was on again.
But now... "I no longer have a credit card balance" . wheee
I am not going to be so cocky and arrogant this time as to think I am immune to a future balance. That is tempting fate far far too much in the face and she'll get me my pretty, and my lil dog too!!
I will stick to my cash for the next two months and see how that experiment goes.
The nice thing about it is I can whap anything left from my grocery jar onto my Bank of Mom Loan, and then all the money set aside for the snowball debt this month, goes onto this. ($400 I think. I still have to do the math).
It is a good feeling, but this budgeting is still new to me and there are many many hurdles, seen and unseen, coming at me this year.
Happy Friday
Not Much Working Out Monday
2 hours ago
3 comments:
I understand not wanting to feel over-confident. I think you have a good plan that you can keep up.
you are doing great --- sometimes it is just much easier to put things onto a credit card... the key is moderation - can you pay it off in a month or two? if yes, that is not bad... it is only a couple of months, not bad at all! don't beat yourself up over it.
I obviously cannot be left alone with a credit card, even in my own home ;)
It's paid off. done. gone. wheee.
Next then is the Bank of Mom Card.
Tis a good feeling.
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