Where the money stands

As of May 5th

Debt

Mortgage - $9 368.44

College LOC - $19 493.42

Total Debt - $28 861.86

Savings/Planned Spending

TFSA/EF - $8200 
RRSP -$15 814

Summer 2018 - $500

Back to School 2018 - $500 (goal met)

XMAS 2018 - $200

TFSA 2018 - $500

RRSP 2018 - $1500 (goal met)

Plates 2018 - $1000

Gathering my change each month has helped me to fund the $500 for back to school and gives me wiggle room if I need anything for my classroom.

I am working now on Summer 2018. Another $500. Given gas prices I will need it just to GET somewhere.

I am also starting to save for a trip to Europe. Details later.

April Change

April was a good month for change. Another $100 to put towards my Back To School fund and now that goal is fully met.

I will now put my change towards a TFSA. I haven't added to it in a couple years so I am hoping this is the year.

 

• 1 roll toonies - $50
• 1 roll loonies - $25
• 2 rolls of quarters - $20
• 1 roll of dimes - $5

The most precious commodity

...is definitely Time.

This journey with mom has taught me that.

I definitely have had time with her, which is more than those whose parents pass suddenly have.

But that time given means that outside of the hospital and work, I have very little time.

Most days I leave the house by 7 and get home by 8 PM

That doesn't leave a lot of the precious commodity of time, for other things.

So many things have gone by the wayside during this journey

• Time after school and on weekends to mark and plan. I am always far behind
• Time to stay on top of my finances
• Time to blog
• Time with friends
• Time to plan and eat properly
• Time to take care of all the things at home. Laundry, grocery shopping, cleaning. oh lord my house is a mess

I hate feeling so far behind on everything. It causes me stress which just makes everything feel overwhelming.

Sorry for the vent. It just makes me think of how much time I had before and how poorly I  used it.

I hope I can carry this realization with me as I move into spring and whatever lies ahead in this journey.

What I am reading

So I forced myself to use some of the time at the hospital to read. It was hard to get my brain engaged in it and not on the matter at hand, but eventually I did.

And over the weekend I started and finished my first book in a long time.

The book, Carnegie Maid, was a fictional account of a personal maid in the Carnegie household as they were doing their rise in the steel industry in Pittsburg.

I am glad I read it. Heck I am glad I just READ.

Where the money stands

as of April 15th

Debt

Mortgage - $9 707.86

College LOC - $19 993.42

Total Debt - $29 701.28

Savings/Planned Spending

TFSA/EF - $8200 
RRSP -$15 814

Back to School 2018 - $400

XMAS 2018 - $200

TFSA 2018 - $400

RRSP 2018 - $1500 (goal met)

Plates 2018 - $500

I didn't make much progress on the planned spending category but I did just nicely slide back down under $30 000. Let's hope it stays there