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Thursday, November 11, 2010

donator or purchaser




I don't get out a lot. I mean literally. Aside from hockey/scouts/band or school I really don't go out in the evenings. There are no fancy dinners. There is no night at a club. No trips here and there.

Last night there was a big fundraising event in town. I've heard a lot about it but honestly had no real clue how 'big' it was. My sister's business always buys a table of seats and this year she asked me to go.

The 'seat' was $40, which she picked up the tab for. The wine was $25 a bottle for the same bottle I'd buy at the LBS (Liquor Board Store) for $10. There were more expensive wines there but my palate and budget are limited. Sister also bought the wine.

There were a variety of ways a regular girl like me could donate to the organization. There were silent auctions of some very generous items. There was a live auction of some trips, some furniture and some sports packages. There were tickets you could purchase for different draws like golf packs, IPADs, the costly Arbonnne skin care products I love etc.

Each of those draws were separate unless you bought what was called the passport. It gave you entry into everything except for the silent auction or the live auction. The individual draws were quite costly but if you bought the passport, it gave you a lot of chances to win. It cost $50.

I mean the whole point of the evening is to socialize and enter draws. If one didn't want to give, there was little point in going. I had some money building up in my charity pot so a passport I bought.

It took forever for that portion of the evening to start but it was fun. Didn't win a darn thing though LOL

But I was drawn to the silent auction and the live auction items. Some were donated to the cause by business, but not all of them. Many were donated by individuals or families who truly believe in this organization and wanted to add something to help.

They went for fairly large amounts. Not Sotheby auction prices mind you :-) but more than I could certainly pay.

Which brings me to my question.....

Assuming you were not on a budget and so wonderfully money minded....and you had...say..... a $1000................
would you get more intrinsic joy out of DONATING a prize worth $1000 to be auctioned off..........................or would  you get more joy out of bidding on, and purchasing $1000 for an item?????

Monday, November 8, 2010

Where the money stands

as of November 8th

Debts

Mortgage - $35 700
Vehicle Loan - $18 046.68

Total Debt - $53 746.68

Savings
EF - $2000
RRSP - $1500

Total Savings - $3500

Planned Savings
RRSP Portfolio - $1000
RESP - $ 5335

I have removed XMAS 2010 from the savings list as I am plotting and planning it's use.

My debt is down by about $1900 this month. whee

Sunday, November 7, 2010

Gorgeous Sunday

For November in Saskatchewan, it's a glorious day. The sun is shining. It's a gorgeous prospective 10 C today.

Sadly I don't think I am going to get outside much.

DS1 is down in the south of the province playing hockey. His father went down too and they won't be home until late tonight.

DS2 and I have schoolwork. He has a project to work on and I have report cards. Hours and hours of report card work to do. It used to take much longer when it was all done by hand so I am glad that there are computer programs to ease things. Still there are a lot of details to take care of.  I am sure as I head to school there will be several teachers there working away.

I have to fit in a run to the grocery store to stock up for the week and squeeze in some household chores.

Ahhhh no rest for the wicked, and this weekend, I must be particulary wicked :P

Saturday, November 6, 2010

What I got for (almost) free

Last weekend was the point redeeming bonus weekend at Shoppers. Spent $75 worth of points and get $25 worth of product free.

The last one of these I did was at the beginning of July and that was the first time I had ever redeemed points.

I shop there carefully. Only on bonus points weekends like 20x points and usually only the items that are on sale. Otherwise it's not worth shopping there as the products are more expensive there than say, at Walmart.

I feel like I got more last time but perhaps that is just because there were more items on my table.



I am just finishing off with the hair care products and mascara that I bought in that July run.

So what did I buy this time?
Needs: girl stuff, mascara, foundation and deoderant for the boys.
Kinda needs: Halloween candy for the trick or treaters. Notice NO chocolate. If I bought it, I'd eat it. willpower is weak around it.

Wants: the cotton pads, the facial toner and the mark antony curl and shine.

yeah not nearly as fun as last time. I must make sure that I have more fun with it the next time I redeem.

Tuesday, November 2, 2010

$10 bills. I miss you.

I've probably said this before, but I MISS not getting $10 bills out of debit machines. A long time ago, perhaps too long, one of the banks I go to offered $10 and $20. As far as I know, that is a thing of the past. $20 is the standard.

It's not that I have anything against $20. They are lovely and green and if someone wanted to give me one, I sure would take it. But I miss the lovely royal purple of our Canadian $10 bill.

I use it for the different denominations in our jars.  I use it for the boys' allowance. I need it for different things at work when there is something we need to chip in for.

When I fill my jars I would really prefer to just go to the ATM and take out the money, but I am a girl who likes variety in her ....errr.....currency lol

I know....get off your lazy butt Jolie and head to the brick and mortar and take it out.  Trouble is that it's only open until 4 Mon through Thurs. Friday it's open until 5. I just can't get there after school most days. Which means running out at noon. I know..quit complaining and just do it LOL

I am just an equal opportunity currency kinda girl  :P

PS- I am officially an old woman today. DS1 turns 16 today. lordy!!

IRONIC ADDITION - I gave DS1 $20 to treat he and a friend for lunch today at school since I can't get away. He said "oh boy I can go grab a chocolate milk before school.Oh wait!! the lady in there will get mad at me cuz I have a $20 and that will use up her float." I traded him for a precious $10 and 2 $5 LOL